For Trelawny farmers
Unsecured Farmers Loan
Quick working capital for your farm — no collateral required, just your track record and a plan.
Ask usfor current rates
Seasonalrepayment term
No collateral neededhighlight
Overview
Built for real Trelawny life
Sometimes the season moves faster than collateral paperwork. The Unsecured Farmers Loan puts working capital in your hands quickly — no collateral required — so you can buy inputs, pay labour, or seize a buyer the moment opportunity knocks.
It is the same farmer-first spirit, designed for speed. A genuine differentiator you will not find at the commercial banks.
Key features
- No collateral. Approved on your farming track record and repayment capacity.
- Fast access. Move quickly for seed, feed, labour or transport.
- Seasonal terms. Repay in step with your harvest and sales.
- Build your history. Repay well and unlock larger facilities over time.
Who it’s for
- Buying seed, fertiliser and feed
- Paying seasonal labour and transport
- Bridging cash flow before a sale
Eligibility
Do you qualify?
- TCCU membership in good standing
- Established farming activity
- Satisfactory credit and savings record
- Demonstrated repayment capacity
Documents
What to bring
- Valid ID and TRN
- Evidence of farming activity / receipts
- Proof of income or sales
- Proof of address
A TCCU difference
Secured vs unsecured — which fits?
Both are built for Trelawny farmers. Choose by what you need today.
“I needed feed before market day and had no time for collateral papers. The unsecured farmers loan came through.”
PG
Miss Paulette G.Poultry farmer, Wakefield
Explore more
Other ways to borrow
Apply with confidence
Ready to apply for your unsecured farmers loan?
Start online or visit a branch. A friendly loan officer will guide you from estimate to approval.