Loans built around Trelawny life
From mortgages and auto loans to the secured and unsecured farmers loans no big bank offers — fair rates, friendly decisions, and people who know your name.
Every kind of borrowing, one credit union
Tap any loan to see rates, features, eligibility and how to apply.
Mortgages
Turn your homeownership dream in Trelawny into reality — to buy, build, or refinance, with terms that fit island life.
Auto Loan
Drive your dream with affordable rates, flexible terms, and a smooth process that gets you on the road faster.
Secured Farmers Loan
Affordable financing for farming families — backed by collateral for our lowest farming rate.
Unsecured Farmers Loan
Quick working capital for your farm — no collateral required, just your track record and a plan.
Unsecured Loan
Achieve your goals with no collateral needed — competitive rates and flexible terms to support your dreams.
Cash Secured Loan
Our lowest-rate loan — borrow against your own savings while your money keeps earning.
Current rates are available at any branch, by phone or on WhatsApp. Your rate depends on the product, term and credit assessment.
Estimate your payment, then apply
Pick a product to see a live monthly estimate, then download the form or speak to a loan officer at Falmouth or Albert Town.
Estimate only — enter the rate quoted to you. Not an offer of credit.
New to TCCU? Become a member as part of your application.
Fast decisions
Straightforward paperwork and quick turnarounds — decisions made here in Trelawny.
People who know you
Sit with a real loan officer from Trelawny, not a faceless call centre.
Loans others won’t offer
Secured and unsecured farmers loans, built for our parish.
Ready to join the TCCU family?
Become a member-owner today and discover banking that puts Trelawny first. It only takes a few minutes to start.