Secured Farmers Loan
Affordable financing for farming families — backed by collateral for our lowest farming rate.
Built for real Trelawny life
Trelawny feeds Jamaica — from yam hills in the Cockpit Country to livestock and market gardens. Our Secured Farmers Loan gives you working capital at a lower rate by securing it against collateral such as savings, equipment, or property.
This is financing built around the growing season, with repayment schedules that can match your harvest and your cash flow — not a city banker’s calendar.
Key features
- Lower secured rate. Ask us for the current rate — lower when backed by acceptable collateral.
- Seasonal repayment. Structure repayments around planting, reaping and selling.
- For inputs & expansion. Buy seed, fertiliser, feed, irrigation, or expand acreage.
- Grow with guidance. Loan officers who understand Trelawny agriculture.
Who it’s for
- Yam, vegetable and pepper cultivation
- Livestock, poultry and pig rearing
- Irrigation, tools and farm expansion
Do you qualify?
- TCCU membership in good standing
- Demonstrated farming activity or plan
- Acceptable collateral (savings, equipment, property)
- Reasonable repayment capacity
What to bring
- Valid ID and TRN
- Evidence of farming activity / receipts
- Details & proof of collateral
- Proof of address
- Simple plan for use of funds
A loan that no big bank offers
Secured and unsecured farmers loans are a TCCU difference. Pick collateral-backed for the lowest rate, or go unsecured when you need working capital fast.
“When the rains came late, TCCU worked with my reaping season. No big bank in town would do that for a small farmer.”
Other ways to borrow
Ready to apply for your secured farmers loan?
Start online or visit a branch. A friendly loan officer will guide you from estimate to approval.