CUNA Caribbean Insurance

Enrol in the Family Indemnity Plan

One affordable monthly premium protects your whole family’s final expenses. No medical needed — just choose a plan, list your family, and submit with your first premium.

7coverage options
Up to 6lives covered
No medicalto enrol
Life & Final Expense

Choose your coverage

Visit CUNA website

Select from seven coverage options. The benefit shown is paid for each covered family member. Confirm current premiums with us — figures are samples for illustration.

Plan A
J$100,000
per insured
Plan B
J$250,000
per insured
Plan C
J$400,000
per insured
Plan D
J$650,000
per insured
Plan E
J$1,000,000
per insured
Plan F
J$1,500,000
per insured
Plan G
J$2,000,000
per insured
How to enrol

Family Indemnity Plan enrolment

Download the enrolment form, complete it, and bring it to either branch. An officer will go through the plan levels with you and confirm your cover before anything is signed.

Download the form

Print it, fill it in, and bring it with you.

FIP enrolment form (PDF)

Plan brochure (PDF)

Additions, deletions and beneficiary forms

Talk it through first

Choosing a plan level is worth a conversation. Our officers will walk you through what each plan covers and what it costs for your household.

Water Square, Falmouth · Albert Town
Mon–Fri, 8:30 a.m. – 3:00 p.m.
1 (876) 676-6072

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Plan levels

Choose your coverage

One premium covers up to six family members. The benefit below is paid for each insured person.

  • Plan A — J$100,000 benefit per insured
  • Plan B — J$250,000 benefit per insured
  • Plan C — J$400,000 benefit per insured
  • Plan D — J$650,000 benefit per insured
  • Plan E — J$1,000,000 benefit per insured
  • Plan F — J$1,500,000 benefit per insured
  • Plan G — J$2,000,000 benefit per insured

Premiums depend on the plan level you choose. An officer will confirm the current rate with you.

Critical Illness Rider — optional

An add-on that pays a one-time lump sum of J$500,000 or J$1,000,000 on diagnosis of a covered critical illness.

  • You must be under age 60 to add it
  • No medical examination required
  • Six-month waiting period, waived for accidents

Ask an officer to add the rider when you hand in your enrolment form.

Protect what matters

Questions before you enrol?

Our team will gladly walk you through the options and premiums.