Insurance, through partners you can trust
TCCU brings you life and general insurance from two of Jamaica’s most trusted co-operative insurers — CUNA Caribbean Insurance and the Jamaica Co-operative Insurance Agency (JCIA). Arrange cover with people who already know you.
CUNA Caribbean Insurance Jamaica is the credit-union movement’s life insurer. Their flagship Family Indemnity Plan lets you cover your whole family’s final expenses under one simple, affordable premium — available only to members like you.
Family Indemnity Plan (FIP)
One affordable monthly premium covers final expenses for you and up to five eligible family members — no medical required.
- Covers you + spouse, children (1–25) and up to two parents/in-laws
- Seven coverage options to suit your budget
- Benefit paid for each insured family member
- Enrol before age 76 · just complete the form & first premium
FIP Critical Illness Rider
Add critical-illness protection to your Family Indemnity Plan — a lump sum if you’re diagnosed with a covered illness.
- Two benefit levels: J$500,000 or J$1,000,000
- No medical required · apply before age 60
- Premium refunded to family if unclaimed before age 75
- Added on to your existing FIP
JCIA is the co-operative movement’s own insurance agency, offering all classes of general insurance plus group life, health and personal accident cover — at competitive, member-friendly rates.
Health Insurance
Individual and group health plans for co-operative and credit union members, with generous benefit levels.
- Dental & optical cover
- Overseas coverage
- Optional critical illness
- Individual or group plans
Personal Accident Plan
Protection against the unexpected — accidental death, dismemberment and income support if you’re injured.
- Accidental death & dismemberment
- Medical reimbursement
- Weekly benefit up to 100 weeks if injured
- Cover from J$1M up to J$5M
Group Life Plan
Affordable group life cover for members and staff of co-operatives and credit unions.
- Open to credit union & co-op members
- Supplemental critical illness available
- No age limit on the group plan
- Peace of mind for your loved ones
Motor Insurance
Cover for your vehicle, often bundled with your TCCU auto loan — fast quotes and claims.
- Private & commercial motor cover
- Bundle with your auto loan
- Quick quotes & claims support
- Through JCIA’s insurer network
Travel Insurance
Travel with confidence — medical expenses, lost or delayed luggage and emergency assistance.
- Overseas medical expenses
- Lost / delayed luggage
- Emergency assistance
- Single trip or annual
General & Liability
All classes of general insurance for members and small businesses across Trelawny.
- Home & property cover
- Public / products liability
- Directors & officers, cyber
- Tailored business cover
How to get covered
Choose your cover
Pick a CUNA or JCIA plan that fits your family and budget.
Apply or request a quote
Enrol online for the FIP, or request a quote for any JCIA plan.
We do the rest
A TCCU advisor finalises everything with our partner — often in one visit.
TCCU arranges insurance as an introducer/agent for CUNA Caribbean Insurance Jamaica and JCIA. Cover, benefits and premiums are provided and underwritten by the respective insurer and subject to their terms. Figures shown are samples for illustration only.
Not sure which plan is right?
Talk to a TCCU advisor and we’ll help you compare CUNA and JCIA options for your family.